Bank-Credit Unions Experiences

There are very few banks in the US that would open a bank account for an individual without their SSN (or while its in process).
Anyone who needs to open a bank account in the US and is yet to receive an SSN can visit branches of
* Bank of America
* 5th 3rd Bank

I know for sure that these banks will open an account without a social security number. You need to contact them with your passport along with the US visa and the I 94 card.
They will make you sign a form where you declare that any tax related to your money in that account would be paid by you. Thats about it.

This is of much help to individuals who need to move to US or have recently moved. These banks may take your Hotel / workplace address however it would be prudent to request them to have your debit card and check book delivered to the branch itself. One can pick those up later from there.

This way one does not need to wait till the SSN is created and can start receiving their salary through ECS than by check.

Remember to update the bank of your confirmed address and SSN once you have settled in.

I wish to share bad experience I had with ICICI, for the benefit of new visitors or new comers

I had to transfer my funds as deposited in NRI account (FD) to another NRI account with other bank in india.

It has been a month that I have been waiting for that transaction to get completed and worst of all, customer care doesn't even let you talk to higher authorities.

I googled the email of Mr.K.V.Kamath - CEO of that bank and surprise surprise even he doesn't care abt customer care issues.

Reportedly they have incurred losses in billions USD because of subprime mortgage crisis.

Their stock value toppled down in india just in the beginning of 2008, below expectations.

If you are really NAIVE ignore this message else treat this message as a billion dollar advice.

I would like to know good apartments in white plains, NY. Certain factors that I am looking at is

1 - Good neighborhood
2 - Access to public transport

Thanks

PineHill apartments at Wheeling IL has more Indian community. Good for people who are looking for Indian company.

MallardLake apartments at Wheeling, IL Chicago north suburbs are good. If you are laid off and if you want to relocate, get a lay off letter from employer and give it to aptmp management. You can break lease with just $250 fine.

PineHill apartments at Wheeling IL has more Indian community. Good for people who are looking for Indian company.

Hi Reddy,
I am also willing to join in this Appartments soon,as my office is near to this appartments.So here i would like to know what type of problems you got,how you compalined and how Denise was responded so that i can come to a conclusion.If possible mail me on kathy_3112000@yahoo.com

PineHill Apartments at wheeling, il are not good. Management not responsive at all.

PineHill Apartments at chicago northwest suburbs not good.

Bad Credit, Credit score, Apartment leasing history all are bull shit ... There a lot of vendors who offer you the services without any of the above checks.

All these checks are one way of generating employment to the lazy citizens who have no work. Jacks who play all day and have no work. Pink color to be used by ladies, apartments to be cleaned by authorized cleaners, 15% tips to stewards who serve nothing (as if we get tips for our hard earned work), employment tax. residence tax, commutation tax, birth tax (living safely), sex tax (having sex), dating tax, Primary physician (dumb headed idiot) whom you need to contact through out your life to cure a disease, Federal tax, state tax, county tax, apartment tax, road tax, car tax, VAT, sales tax, what bloody do we save at the end of the day ...???