Beware - Watch Out! Experiences

i have been trying to get in touch with indian paaport office for last one week and no one picks up the phone at NY office. its really very fustrating.

Affinity Credit Union is very good for new comers. i opened account with just 5 dollars balance .I think they need some membership something like Friends of Whitmore ,then you can join them . I got account when Bank of America rejected my credit card .Recently after 1 yr i got my car loan transferred from PNC who charged 9.5% interest to Affinity at an interest of just 5.5% . Its of great help to Indians when we are here new and these big banks just ignore you .!!!!

Hello,

This is for new commers...when we appy for the credit card in the intial stage,as we dont have any credit history...it would be rejected...so i suggest new commers to apply for only credit card when u pay bills 2/3 months (credit history is build uo by that time)on u r name..

If once u credit card is rejected then it will reduce u r credit history(I dont know the reason)..so i be careful...

Hope it helps you.

Any credit union account holder can deposit and withdraw money from any other credit unions that are located near to your home. Example: DCU (Digital Federal Credit Union) member can deposit or withdraw money form PCU (Premier Credit Union) and vice versa. DCU is good with better interest rates and no minimum charges for checking account even with zero balance. Most of the banks change monthly fee if we don’t maintain minimum balance.

Hi,

In case if someone can provide me his details so that I can become the member of DCU. He can send me his name and membership no at mahesh115@yahoo.com

I believe to become a member one needs to be referred by some existing member .

Appreciate a help

www.dcu.org
They give unsecure credit card (BOA doesnt),and auto loan around 5.7% (good deal).Only con they dont have brances/ATMs all around.

DCU is the best credit union. I have account both in Bank of America (BOA) and DCU.

I feel comfortable and useful having account in DCU than BOA.Thats true.I support sriram

Thanks to the feedback about ICICI, we are saved from doing business with ICICI. I am sure we will make sure that hundreds others whom we can influence will also be saved from doing business with ICICI. Also hopefully thousands of others will read these facts about the negligence of ICICI bank and will be saved from doing business with them.

Hi,
HSBCDirect is giving 4.0 % APY for online saving account. Does any one opened that account? Is account reliable? and Does any hidden charges or gimmiks ?
If any experience, Pl. share.
-Shran

DCU is the best credit union. I have account both in Bank of America (BOA) and DCU. I feel comfortable and useful having account in DCU then BOA.

Here is one more example of how poor ICICI customer service is.. This is an add-on to what Mr MANOJ KUMAR VALLABHANENI has described his experience.

I had ICICI account for the past 2 and half yrs and regularly send money to INDIA. Recently when i try to login to the money2india, it gave message either user id or password must be wrong. I tried another time and i received the same error and i thought let me use the forgot password link. There started my woes.
when i click on the forgot password link, it ask for userid. after entering userid click ok, the page again redirect to the login page. some times 'unknown error occurred' error message displays, sometimes didn't. I called customer service and their service exactly match how the gentleman Mr Manoj Kumar described. They simply pass on the problem to the next shift person and that is all they did. I explained my issue and asked them to restore the password but they do not have the authorization to do it and requested me to try next day. I tried next day, same issue and called the customer service again after 4 days but the same response and nobody knows how to handle this issue and i sent a mail to the customer service also. After 10 days they modified their website for the forgot password link and this time it is asking some questions if we give wrong answer for security question. I answered correctly but at the end message says a mail has been sent to my communication id with the details so that i can login again to money2india. But trust me, 5 days passed there is no mail or no communication from customer service. It is almost 15 days since i started trying to login to the money2india and i don't know when they will provide a solution. It is simple login issue which has to be resolved at the max 10 min but there is no idea when it will be resolved. Finally i registered as another user and sending a check because ACH is not accepted for the 2nd user because my US bank details are tied to the first userid. I am shopping for anther reputable, reliable way of money transferring.I dont rely on CITI or remit2india because for valid reasons these customer services are not to my expectation level. I am the fan of DCU and very much liked their service level and looking for the same level. Am i going to succeed? Anybody have any suggestions?