Visitor Medical Insurance Experiences



AKPE OSILAMA SPELL TEMPLE HAS THE SOLUTION TO ANY PROBL

Posted by: Linda Marois On 30 Apr 2016

I DON'T REALLY KNOW WERE TO START BY TELLING THIS GREAT SPELL CASTER CALLED DR AKPE OSILAMA THANK YOU AT ALL. BUT ALL I WANT TO SAY TO YOU ALL IN THE WORLD THAT HAVE LOST THE CONFIDENCE TO DEAL WITH SPELL CASTERS ONLINE, AFTER BEEN RIPPED OFF BY SEVERAL SPELL CASTERS BEFORE. I SAY SORRY TO YOU FOR THAT AS I WAS IN THE SAME MESS AS YOU BEFORE, BUT THANKS, HONOR, ADORATION, PRAISES AND A MONTH FULL OF APPRECIATION TO DR AKPE OSILAMA AS HE IS THE ONLY TRUSTWORTHY AND DEDICATED SPELL CASTER THAT HELP ME WITH THE CHALLENGE I WAS PASSING THROUGH IN LIFE. BELOW ARE SOME OF HIS SERVICES THAT I CAN REMEMBER TO MENTION AS I DECIDE TO MENTION SOME OF THEM TO LET YOU READING THIS TESTIMONY ABOUT HOW REAL AND POWERFUL AND TRUSTWORTHY AKPE OSILAMA IS WHEN IT COMES TO SPELL CASTING. FRANKLY TO YOU ALL READERS, THERE IS NOTING BEYOND HIS POWERS AS HE HAS RAISED KINGS AND QUEENS. SO MANY PEOPLE ARE TALKING AND GIVING TESTIMONIES ABOUT HIM ONLINE. GET HIM ON HIS EMAIL THAT IS AS FOLLOWS IN-CASE YOU NEED A GOOD TRUSTWORTHY SPELL CASTER TO HELP YOU:.( chiefpriestakpeosilamaspellcast@yahoo.com ) AKPE OSILAMA SPELL TEMPLE HAS THE SOLUTION TO ANY PROBLEM AND HIS SOLUTIONS ARE HARMLESS AND PERFECT

*HE BRING BACK LOST LOVERS IN 24hrs.
*REMOTE CONTROL OVER LOVERS.
*ALL TYPES OF SPELL CASTING & VOODOO WORKER.
*IS YOUR HEALER TAKING LONG TO SOLVE YOUR PROBLEMS? THIS IS YOUR CHANCE TO BE HELPED QUICKLY.
*GET RIDE OF ANY WITCHCRAFT, BAD LUCK & CURSES.
*EXPERT IN DISTANCE HEALING
*JOB PROMOTION
*IS SOME BODY JEALOUS OF YOUR RELATIONSHIP?
*ARE YOU BEING FORCED INTO A DIVORCE?
*HE PREVENT BAD LUCK AND JEALOUSY.
*WIN LOTTERIES.
*HE CAN STOP SOME ONE INTERFERING WITH YOUR RELATIONSHIP.
*DO YOU WANT TO HAVE CHILDREN OF YOUR CHOICE
*DO YOU WANT QUICK MARRIAGE PROPOSAL?
*HE CAN CLEAN PEOPLE HOUSES,BUSINESSES AND PROPERTIES FROM BAD LUCK.
*DO YOU NEED EXCESSIVE SEXUAL POWER AND STRONG ERECTIONS. E.T.C

AKPE OSILAMA IS A GOD SENT TO THIS WORLD AS HE RESTORED MY LOST JOB AND FAMILY THAT WAS SCATTERED FOR YEARS BACK. ALL I CAN SAY TO YOU NOW DR AKPE IS TO SAY I LOVE AND APPRECIATE YOUR HELP IN RESTORING BACK TO ME MY LOST JOB, MY HUSBAND AND CHILDREN THAT NEGLECTED ME.

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Hiv Cure By Dr Chocha Herbal

Posted by: SARAH On 04 Apr 2016

, I want to use this medium to testify of how i got cured from HIV AIDS. I contacted HIV my husband died 2 years ago from this disease, my life was gradually coming to an end living with this deadly disease daily, i did all i could to get cured from this disease but all was in vain, until i saw a post on health forum about a DR called Dr.chocha K who cured all kind of diseases, when i contacted the email DR chocha prepared a herbal medicine for me to get freed from HIV which was send to me through DHL and also caste a healing spell he told me to take the herbs. after he was done with the healing spell and i did and i got cured within 2 weeks and (5days), I am back on my feet again. Contact this DR chocha for any kind of disease via this email dr.chochahomeofpossibilities@outlook.com or +2349051175814

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I NEED MY EX BACK

Posted by: LOST LOVER On 16 Mar 2016

OMG!! This is certainly a shocking and a genuine Testimony..I visited a forum here on the internet on the 20TH OF JAN 2016, And I saw a marvelous testimony of this heard nor learnt anything about magic before.. Not a soul would have been able to influence me about magical spells, not until DR OTIS DARKO did it for me and restored my marriage of 5 years back to me and brought my spouse back to me in the same 24 hours just as I read on the internet.. I was truly astonished and shocked when my husband knelt down begging for forgiveness and for me to accept him back.. I am really short of expressions, and i don`t know how much to convey my appreciation to you DR OTIS DARKO you are a God sent to me and my entire family.. And now I am a joyful woman once again.. here is his Email:otisdarko60@yahoo.com.......YOU CAN ALSO ADD HIM UP ON WHATSAPP USING THIS MOBILE NUMBER:+2348077526136

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THANK YOU DR OFEMO FOR RESTORE MY EX LOVER BACK CONTACT

Posted by: Bianca Ronald On 28 Feb 2016

i couldn't believe that i would ever be re-unite with my ex-lover, i was so traumatize staying all alone with no body to stay by me and to be with me, but i was so lucky one certain day to meet this powerful spell caster Dr.Ofemo,after telling him about my situation he did everything humanly possible to see that my lover come back to me,indeed after casting the spell my ex-lover came back to me less than 48 hours,my ex-lover came back begging me that he will never leave me again,3 months later we got engaged and married,if you are having this same situation just contact Dr Ofemo on his email:drofemosolutiontemple@gmail.com thanks very much sir for restoring my ex-lover back to me,his emai:drofemospelltemple@yahoo.com or his cell phone is:+2348163387496 his website:http://drofemospelltemple.wix.com/dr-ofemo

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Good Experience With Atlas America HCCMIS

Posted by: DesiMan On 24 Feb 2015

In my case HCCMIS came through. My parent had to be hospitalized (life threatening) for a day and our bill came to under 15K. I presented the HCCMIS card and it went through. The process was slow, but it did go through and all the bills were resolved. I had to call on a few occasions to follow up, and the hold time was about 20 minutes. However, at the end of the hold were courteous and professional CSR's. No issues.

Few tips:
1) Get on to pre-cert asap. In fact, look up pre-cert doc at sign up, before any issues, so you know what to expect.
2) Get a Health care Power of Attorney for your folks. It does need 2 witness and a notary. GET IT DONE! It will allow you to sign in your folks when they cant, and not make you responsible for medical costs.
3) Get out of hospital asap. Doctors often suggest observation for 2 days. On a case by case basis, it may not be necessary. Mine was 1 day because I could question and leave. Parent has been fine since. Use judgement, because you could be back at ER if wrong and repeat all the same procedures again.
4) Use an insurance agent. Someone who can work with you and has inside line (you would think). I did not have to engage mine, but it is good to have a backup.

I went through the same mental agony of which insurance to choose. Will they pay if need arises? I never expected to use it, but when I did, I was glad I chose well.

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Visitor Insurance Experience With HCC Medical Insurance

Posted by: BJ On 05 Sep 2014

We had a horrible experience with this Insurance company which we purchased through Visitor Insurance site for my mother. We paid premium for almost 9 months and during the stay she had to make Doctor office visit three times. All the claims were denied by the insurance company. Actually they never responded to the doctor's office. When you call no one picks of the phone or by luck someone did they will say one standard explanation that it was not covered due to pre-existing condition. Normally you would expect an insurance reduced rate to be charged. But the doctor office charged full rate. We are dealing with those bills now, over $1500. Very bad experience. Even I went to cancel my policy but no response. They don't want to refund the premium I had paid for future months. This is a horrible company. I will never recommend anyone buying from HCC Medical Insurance services.

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Unpaid Bills For My Parents 2 Years Back

Posted by: Raj On 17 Jul 2012

Hi,

My parents had visited us 2 years ago and during their stay , my dad was admitted in the hospital and he had a surgery here. Hospital bills mounted up to almost 30-40 K. Even though they had visitor insurance then, they denied it.Since we were not able to pay such a big amount, it went to collections. My parents left to India shortly.
They are planning to visit us again in a couple of months. So I would like to know if they would face any immigration issues on arrival to US? or any other issues later? It would be really great if you could provide some information regarding this.

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HCC Medical Insurance Via Insub A Painful Experience

Posted by: Sami On 01 May 2012

Recently I got a health insurance for my father-in-law. Last month, before he left for India, he got shingles and was admitted to hospital for 2 days. A bill of about $10000 has been denied by HCC stating that '23 this condition is not covered due to pre-existing limitation'. Phone calls to customer care are almost never answered and I have to just wait for a long time. I still do not understand how such infections leading to emergency can be called pre-existing. After reading through several reviews about HCC in few forums, I realized that the same answer is provided to many people generously! A bad experience! I will not buy this insurance in future.

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HCC Atlas Medical Insurance Very Very Bad

Posted by: Vijay On 14 Mar 2012

Never in my life will I buy travel insurance from HCC. I had purchased HCC travel insurance for my in-laws from India for six months. They did not even cover their office visits to physicians stating that the patient was not eligible for coverage on the date of service. I called them and waited for 30minutes before somebody answered and they confirmed that the coverage was active on the date of service. They asked me to wait for another 30days to reprocess the claim. Haven't hear from them yet.

Renewing the insurance to extended the coverage was another hassle as they kept double charging my credit card and I had to call them several times to correct the charges. This is such a pathetic and irresponsible insurance company.

The cost of purchasing the insurance for 6months turned out to significantly more than the combined total of all the six months medical bills. I deeply regret having used this useless money-minded company.

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Can Some One Give Good Experience

Posted by: Sam On 25 Oct 2011

Need to buy health insurance for old parents, does any one hasgoodexperience?

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