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Visitor Insurance > Health insurance for H1B visa

Health Insurance for H1B Visa Holders

A H1B holder coming to USA must secure a health insurance for USA. Medical insurance for H1B can cover for any medical emergencies, hospitalization etc. It can be very stressful and inconvenient for without a proper medical insurance in USA, where the health care cost is outrageously expensive.

A H1B holder temporary worker to USA, may need immediate health insurance coverage in any of the following situation.

  • Coverage for your trip to the USA: This will provide coverage for any medical or travel emergencies. You must have coverage right from the first day you land in America, since the health care cost is very expensive in USA.
  • Employer health insurance waiting period: Your employer may offer health insurance. However, it is very common that the health insurance coverage may not start immediately. Depending on which US state your employer is located, you health insurance may have waiting period before the employer provides coverage. You certainly need coverage to cover you during this period as it may take up to a year to receive coverage from your employer.
  • No family coverage: Your employer may provide health insurance for you as an H1B employee, but may not provide insurance for your spouse and children who are on H4 visas.
  • Employer provided medical insurance can be expensive: Even though employers may provide insurance, you may have to contribute a big portion for it, or it gets deducted from your paycheck. In this case, it makes sense to buy your insurance your own from private provider and save money.
  • No insurance in bench period: Many H1B workers may be on bench and do not get any benefits including Health insurance.
  • Between the jobs: You may be in-between jobs and lose your health insurance.

Where to get insurance for H1B visa?

If you are visiting the USA, you should buy a temporary travel health insurance that covers your travel and initial stay in USA. Visitor travel insurance is a good choice for this purpose.

A policy like Liaison International insurance can be a good choice to make. You will need name, passport number and date of birth to make the purchase online. You will receive your insurance ID in your email so that you can print and carry when you travel to USA

However, after you are settled and have all the documents that you need, you should consider a regular, long-term domestic health insurance. Not only do these plans cover for things like pre-existing conditions, they also provide coverage for maternity, dental, and regular check-ups. Additionally, visitors' insurance does not comply with Obama Care regulations. So, after some time, long-term domestic care should certainly be considered.

Cost for insurance for H1B ?

Cost may depend on many factors, like; your age, your resident state, your medical history, and type of benefits. You can find personalized quotes on our website by entering in your basic information, like insured's name, age, and dates of travel.

You can discuss any questions or concerns with the agent or customer support to get better understanding on this. If you need assistance or have questions about health insurance for H1B visa send an email to ""

Read related article :

Medical and health insurance for H4 visa holders.