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Visitor Insurance > Health insurance for H4 visa

Health Insurance for H4 Visa Holders

H4 Visa holder coming to join their spouse and family, who are in H1B visa, must have a comprehensive medical insurance to cover for any health issues, and medical emergencies. Coming and living in USA without a medical insurance can be risky since the health care cost in USA is too high.

A H4 visa holder may need heath insurance coverage in any of the following situation.

  • Medical Coverage while you travel to USA : You will need coverage, during your Trip to USA. This will provide coverage for any medical or travel emergencies during you trip to USA.

  • Coverage while you are in USA : You must have coverage right from the first day you land in America to protect you, since the health care cost is too expensive in USA.

  • Employer's Health Insurance Waiting Period :Your H1B spouse's employer may offer health insurance however, it is very common that the health insurance may not be effective immediately , and depending on which US state your employer is located, you health insurance may have waiting period before your spouse's employer provided insurance starts covering you. You certainly need coverage to cover you during this period.

  • No family coverage : Your H1B spouse employer may not cover family members like dependent /spouse and children who are on H4 Visa.
  • Adding H4 depends may cost more : Adding depends who are on H4 visa to primary person's who is on H1Visa may increase cost and contribution from H1B's pay check.

Where to get insurance for H4 visa?

People coming first time to USA on H4 visa should consider buying a travel medical insurance policy to get coverage for their trip and initial days coverage in USA. This is an immediate solution to provide health coverage for short period till you get settle in USA.
Get Insurance Quote for H4 visa.

If you need assistance or have questions related to Health and medical insurance for H4 visa, holders please call toll free 866-384-9104 and speak to a health insurance expert. Or send an email to ""

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