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Visitor Insurance > Knowledge Center > Types of visitor medical insurance
Type of Visitor Medical Insurance for USA
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| A. Comprehensive Coverage | B. Scheduled Benefit / Limited Coverage Plan | |
| Coverage | Enhanced and better benefits when compared with limited coverage plans. Best suitable for high risks or big expenses. | Provide Basic Coverage. Good for general or basic service and to cover lower risks. |
| Benefit and Liability | Most comprehensive coverage plans work like PPO plans where insured liability is deductible and co-insurance. | Basic coverage, all possible medical treatment/service cost is pre decided. Example each Dr visit X $ |
| PPO Network | Most of them are PPO type plans and has PPO network, means grater acceptance inside the network and get discounted rates. | No PPO network. You can visit any Dr, hospital expenses will be paid as per the pre defined rates in the policy. |
| Can you visit any Doctor or Hospital? | You may visit any docto, but it is advisable to visit a facility under the Provider Network if PPO network is available. | Yes, But no matter which Dr you go, plan will pay you predefined limit of per Dr Visit or service taken. |
| Travel Related coverage | Most of them have travel related coverage bundled, and provide you with coverage for trip cancellations, baggage loss, terrorism etc. | None. |
| Rates/Cost | Higher premium | Low premium (low cost) |
| Example Plan | Liaison International, Atlas America, Visit-USA etc. | Inbound USA, Inbound Guest |
Source : VisitorsCoverage.com
While researching your option you must consider policy specific restrictions. Must review the policy for covered benefits and exclusion in detail.
Visitor medical Insurance plans offered on this website, falls under the following type:
| Comprehensive Coverage Plans | Limited / Fixed Coverage Plans |
Picking the right visitor insurance for USA
What Plan type should I buy ? 1. "I want to pay less and buy a basic coverage plan, but I know and understand that limited coverage plans may not be adequate in case of a bigger medical/accident condition. In such an event, I am ready to pay any additional expenses from my pocket"
OR 2. "I do not want to take any risk and would prefer to pay a little more now, but want a coverage that protects me from any bigger expenses".
(Note: For Age 80+ most of the comprehensive coverage plans has limitation on maximum coverage, call customer support 866-384-9104 Or e-mail at support@VisitorsCoverage.com to get assistance) |
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Disclaimer | Privacy policy| Contact us Insurance products and services are provided by Maxn Insurance Services(CA,License #OF17045). For all inquiries about Visitors Insurance Services, contact : 866-384-9104. Powered by: |