Going to America? Don't Ignore Your Need for Visitor Insurance

America is a dream destination for many travelers around the world. In fact, the U.S. Travel Association indicates that total international visitors to the U.S. in 2013 was 69.6 million and predictions for 2014 are over 73 million international visitors.

International visitors travel to America for business, leisure, family, or other reasons – often a combination of business and leisure because, after all, why not extend a business trip to enjoy some of what this amazing country has to offer?

Risks of Going to America without Travel Health Insurance

One of the greatest risks of going to America for an international visitor is the risk that they might need medical care. After all, long distance air travel is hard on the body, and an international travelers may experience jet lag, different foods, different weather, and an entirely different cultural system – all of which take a toll on your body and leave you at risk for contracting an illness or having an accident like tripping and falling.

The U.S. health care system is unique for two reasons:

  1. It has the highest priced medical care in the world, and
  2. It is not government-supported – everyone must pay for medical treatment with insurance or out-of-pocket.

You must have the insurance or the cash on hand to pay for your medical care. US is land of insurance, It is utmost important to have an insurance. It is now even more important than before: The new Affordable Care Act, also known as ObamaCare, now requires US residents to have a qualified health insurance policy, and hospitals or health service providers are more comfortable working with patient with insurance than person with no insurance. Having a US based recognized medial insurance is a smart thing to have when you visit USA.

What does a Visitors Insurance Cost?

The cost of American visitor insurance is extremely affordable especially when you consider that it will be a fraction of whatever medical care you may need while you are in the U.S. When you consider what it costs to get your visa, airline tickets, hotels reservations, transportation, etc., the ‘extra’ cost of getting travel insurance is minimal and 100% necessary.

You can review visitor insurance plans and compare costs by typing in your basic trip details – dates, your age, etc. into the “Get a Quote Tool” and it will provide you with a list of plans to choose from.

Let’s take a quick look at some prices for a traveler age 45 who is going to America for a business trip and will take an additional two-week personal vacation while he is there. His entire trip will be 24 days. We typed these details into the quote tool and selected a few plans to demonstrate:

policy screen short

(Source: Quote screenshot taken from VisitorsCoverage.com, a leading travel insurance provider)

This is just a small sampling of the plans you could choose from!

The price difference shows you a range of plans that have different coverage, different medical limits and different deductibles. This is shown to give you an idea how affordable travel insurance can be especially when you consider that it could cost this traveler tens of thousands of dollars if he is unfortunate to be in a car accident and has to visit the hospital for injuries like a broken collar bone.

It’s simply not worth going to America without travel health insurance.Get a proper travel insurance coverage and travel worry free !

Bon voyage ! Enjoy your trip to the US.

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