Even as the summer heat begins to wane, travel to Europe continues through the winter months to the many seasonal locations within Europe. However, one of the Schengen visa requirements to be able to travel to Europe is the mandatory need for travel medical insurance for citizens of certain countries and especially US green card holders. Europe Travel Plus is a travel insurance plan that caters to all these needs and ensures a worry-free trip from the moment you purchase it online.
Is Travel Insurance Mandatory for Schengen Visa?
Yes, in order to qualify for the Schengen visa, every traveler has to purchase travel insurance. There are some requirements that such an insurance plan must cover before a visa for Europe can be granted. These insurance requirements are –
- Be valid in all Schengen countries
- Have a minimum coverage amount of EUR 30,000
- Have a $0 deductible
- Should provide coverage for the entire period of the traveler’s stay or transit through the Schengen countries for up to 90 days within a 180-day period
- Provide emergency medical evacuation
- Provide coverage for urgent medical attention
- Provide provisions for the return of mortal remains
- Provide coverage for emergency hospital treatment, if needed
Europe Travel Plus has been tailored keeping in mind all the above needs of a Schengen visa holder and provides all the necessary coverage under one single plan along with other travel medical benefits. Having Europe Travel Plus not only simplifies the process by giving you access to all required visa documents online, in your inbox prominently but also provides better coverage across the board.
Unique Features of Europe Travel Plus
With over a billion visitors to Europe each year, getting the right travel medical insurance is critical. While the Schengen visa has specific requirements, not all options out there has coverage for everything. For example, travelers from Schengen visa-mandated countries are required to purchase at least €30,000 in travel medical insurance. Europe Travel plus is customized to meet all these criteria plus more. Here are the features that make it stand out –
- Caters to All Schengen Visa Requirements
Citizens of more than 120 countries around the world need a Schengen visa to travel to Europe. This plan meets all the stipulated requirements including coverage up to 90 days, a $0 deductible, minimum coverage amount of $50,000, emergency medical evacuation and repatriation.
- Pays 100% After Deductible (if needed for US Citizens)
Once the deductible is met, Europe Travel Plus provides 100% coverage within the PPO network, up to the policy maximum.
- Covers Pre-existing Conditions
A valuable incentive for those with pre-existing conditions, Europe Travel Plus will cover up to $35,000 for an acute onset of any pre-existing medical condition.
- Schengen Visa Fulfillment Kit
Proof of insurance is required to obtain a Schengen visa. Upon purchase, this Instant Insurance letter can be emailed directly to you thus, making the process quick and efficient.
- Border Protection
Should your travel plans be interrupted at the European border itself and you are prohibited from entering, this plan will provide a one-way economy class airline ticket and cover airline change fees.
- Provides Coverage Across Europe
This is one insurance plan that covers the length and breadth of Europe leaving you worry-free about going to any location within there.
- Lost Luggage & Passport Benefit
Europe Travel Plus offers benefits for both lost luggage and lost or stolen passports or travel visas. Coverage for lost luggage is $50/item up to a maximum of $500. Lost or stolen passport or travel visa is covered up to $250.
While US citizens are exempt from requiring a visa for Europe, they still have to fill out and get the European Travel Information and Authorization System (ETIAS). This is a mandatory requirement for all US citizens starting 2021. Not requiring a Schengen visa means insurance coverage is not mandated either. However, keeping in mind the difference in food habits, culture and distance from one’s country and its medical facilities, it is highly advisable to be covered with travel medical insurance. Having the assurance of a specialty international travel medical insurance policy like Europe Travel Plus with all its features applicable to all US citizens backing you up gives one peace of mind before flying out to their favorite destination within Europe.