Traveling to the United States of America from any country can be an expensive proposition. However, traveling without traveler’s medical insurance can turn out to be even more expensive. Having travel insurance will not only protect you from unforeseen medical emergencies but also cover you for travel contingencies.
Irrespective of your physical health or the perfect itinerary, opting for the ideal travel insurance can be a daunting task. We have carefully selected the travel medical insurance plans with the lowest prices and highest ratings that ensure you are able to make proper comparisons and informed decisions.
You can get quotes, compare plans, and buy visitor insurance online.
Travelers can choose between a comprehensive plan and a limited coverage plan. Read more about types of USA Visitor Insurance.
The following plans are ideal for parents or elderly travelers visiting the US because they provide comprehensive coverage and some amount of acute onset of pre-existing conditions coverage. Each plan has different features to fit every traveler’s unique needs, so be sure to read each plan details carefully to find the best plan for you.
Ranked as one of the most popular travel medical insurances, that provides 100% coverage after dedutible, CoverAmerica-Gold has a multitude of favorable features that makes it the best visitors insurance for parents visiting the USA. These include unique coverage like that of the loss of a passport, international missed flights, and border entry protection. CoverAmerica-Gold has the added advantage of having up to $125,000 available, should there be an acute onset of pre-existing conditions. This also leads up to the next major bonus of having an urgent care consultation copay of just $20-$25.Plan Highlights
This plan has a 100% coverage up to the policy maximum for covered services in the US and international trips. If you are looking to have insurance coverage within a PPO network and also want a comprehensive plan, the Patriot America Plus which covers a time frame anywhere between five days to 365 days of your travel is your answer to the most suitable travel medical insurance.Plan Highlights
Atlas America has the double advantage of not only covering the PPO network but also protecting you out-of-network as it pays the Usual, Reasonable and Customary amounts prevalent in that region. This takes the worry out of evaluating the medical provider based on costs attached. Atlas America can be cancelled even after the policy has become effective as long as no claims have been filed. This gives the buyer a lot of flexibility as seen in the details below.Plan Highlights
This plan is a boon to the traveler with pre-existing conditions since it pays up to $30,000 for the acute onset of these pre-existing conditions. It is also advantageous for this traveler since he gets a free discount card applicable at most pharmacies. Liaison Travel Choice pays 90% of the first $5000 and then covers 100% after for anything within the network. Read below for more details.Plan Highlights
Limited coverage plans tend to be a bit more affordable than comprehensive coverage plans, but they also only provide basic protection, which, depending on your needs, may not be enough. Make sure to read the plan details carefully to know exactly what is covered and what is not covered by a limited coverage travel medical insurance plan.
For a basic travel medical insurance that allows you to visit any doctor or hospital, ChoiceAmerica is you best option. It is low cost and has a pre-defined limit for each medical service that takes out the guess work out of the equation. Although this plan is not available to US citizens or residents, it does cover amusement parks and cruises in both North and South America.Plan Highlights
Disclaimer: The information represented on this page is provided by VisitorsCoverage Inc., a US-based licensed insurance service provider.