The most common question asked by Path2USA users is, 'Which is the top visitors insurance plans for USA?' At the outset, we understand that it is overwhelming for users to pick a visitor's insurance from among so many different insurance plans . There are so many questions in the user's mind before making his selection - Does it cover his requirements? Is it affordable? Are these plans age-specific?

If there is one thing every seasoned traveler knows, it is to plan for the unexpected. What if you sustain an injury or fall ill while traveling abroad? What if you had to cancel the trip at the last minute? Having visitor insurance not only gives you peace of mind but also lets you enjoy your trip with your focus on enjoyment rather than worry. Stress-free travel means ensuring someone has your back in unanticipated situations. This could be in the form of unpredictable illnesses, injuries or simply, change in travel plans. By choosing an optimum travel plan, you can be sure that these are taken care of right off the bat.

Based on expert advice from licensed visitor's insurance consultants, we have compiled a list of the top 5 visitor's insurance plans for USA so that you do not have to spend your time doing the research.

Top 5 Visitors Insurance Plans for USA

CoverAmerica - Gold
Comprehensive Coverage Plan

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Ranked as one of the most popular travel medical insurances, that provides 100% coverage after dedutible, CoverAmerica-Gold has a multitude of favorable features that makes it the best visitors insurance for parents visiting the USA. These include unique coverage like that of the loss of a passport, international missed flights, border entry protection and return flight to home country if the trip is cut short due to medical reasons. CoverAmerica-Gold has the added advantage of having up to $125,000 available, should there be an acute onset of pre-existing conditions. This also leads up to the next major bonus of having an urgent care consultation copay of just $20-$25.

Plan Highlights
• Rated "A+" Plan
• 100% coverage in network after deductible
• Urgent care copay $20-$25, depending on policy max
• Coverage for emergency dental treatment and eye exams
• Acute onset of pre-existing conditions coverage up to $125,000 for those 69 and under, and up to $30,000 for ages 70-79.
• Free Wellness Discount Card
• Provides Amusement Park Coverage | Cruise Coverage | Border Entry Protection

Patriot America Plus
Comprehensive Coverage Plan

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This plan has a 100% coverage up to the policy maximum for covered services in the US and international trips. If you are looking to have insurance coverage within a PPO network and also want a comprehensive plan, the Patriot America Plus which covers a time frame anywhere between five days to 365 days of your travel is your answer to the most suitable travel medical insurance.

Plan Highlights
• Rated "A" Plan
• 100% Coverage In Network
• PPO Network
• Renewable and Cancellable
• Coverage during international travel
• Up to $500,000 coverage for acute onset of pre-existing conditions

Atlas America
Comprehensive Coverage Plan

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Atlas America has the double advantage of not only covering the PPO network but also protecting you out-of-network as it pays the Usual, Reasonable and Customary amounts prevalent in that region. This takes the worry out of evaluating the medical provider based on costs attached. Atlas America can be cancelled even after the policy has become effective as long as no claims have been filed. This gives the buyer a lot of flexibility as seen in the details below

Plan Highlights
• Rated "A" Plan
• 100% Coverage
• PPO Network
• Renewable and Cancellable
• Coverage during international travel
• Acute onset of pre-existing conditions coverage up to $2,000,000 for those 69 and under, and up to $100,000 for ages 70-79

Liaison Travel Choice
Comprehensive Coverage Plan

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This plan is a boon to the traveler with pre-existing conditions since it pays up to $30,000 for the acute onset of these pre-existing conditions. It is also advantageous for this traveler since he gets a free discount card applicable at most pharmacies. Liaison Travel Choice pays 90% of the first $5000 and then covers 100% after for anything within the network. Read below for more details

Plan Highlights
• Rated "A" Plan
• 90%-100% Coverage
• PPO Network
• Renewable and Cancellable
• Coverage during international travel
• Up to $30,000 coverage for acute onset of pre-existing conditions

ChoiceAmerica
Limited Coverage Plan

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For a basic travel medical insurance that allows you to visit any doctor or hospital, ChoiceAmerica is you best option. It is low cost and has a pre-defined limit for each medical service that takes out the guess work out of the equation. Although this plan is not available to US citizens or residents, it does cover amusement parks and cruises in both North and South America.

Plan Highlights
• Plan pays fixed amount per incident up to policy maximum
• Basic coverage, low cost, less benefits
• Coverage from 5 days to 12 months
• Renewable and Cancellable
• Limited pre-existing condition coverage
• Coverage for border entry denial
• Coverage for adventure sports and amusement park injuries
• Coverage for loss of passport and essential travel documents

Disclaimer: The information represented on this page is provided by VisitorsCoverage Inc., a US-based licensed insurance service provider.