If you need help finding travel insurance for visiting the US we can help.
Travel Health Insurance Educational Videos: Visitors Insurance Videos
Consider These Questions Before Buying Travel Insurance
General Questions
- Is my employer paying for my health insurance?
- Am I solely responsible for my health insurance?
- How well is an insurance company rated?
- Have I compared the services and benefits across different health insurance companies?
- How does the Health Maintenance Organization (HMO) plan work?
- How does a Preferred Provider Organization (PPO) plan work?
- How do I choose a medical group or independent practice association (IPA)?
Questions related to HMO plan
- How do I choose a health care provider?
- What are the tools to find a primary care physician?
- What are the tools to find a medical group and IPAs?
- What are the customer service numbers?
- What are the advantages of a HMO plan?
- What are my copayments?
- How will I receive bills for any medical service that I receive from my medical group?
- Do I have my Evidence of Coverage? (This is very important)
- Do I have a Summary of Benefits?
- Do I have member ID cards for all the enrolled members of my family?
- What are the health and wellness services and lifestyle programs in my plan?
Questions related to PPO plan
- What are the advantages of a PPO plan?
- What are the tools to find a health care provider?
- How do I locate a good PPO network health care provider and how do I schedule an appointment?
- Do I have member ID cards for all the enrolled members of my family?
- Do I have my Evidence of Coverage? (This is very important)
- Do I have a Summary of Benefits?
- What is out-of network coverage?
- How do I file a claim?
- What is Annual Out-of-Pocket Maximum?
- What are the health and wellness services and lifestyle programs in my plan?
Talk to your friends and co-workers to learn about good doctors, medical groups, emergency care, urgent care facilities, and overall satisfaction with their health care experience. Before you choose a health care plan, you should be aware of all the products, services, and information that can potentially make a difference to your health care. Making an informed decision will serve your health care needs in an effective manner.
