US is a popular destination for international students. Over 1.2 million international students come to the US everyyear. However, post pandemic the number of arrivals into the United States are uncertain. Given the Covid-19 pandemic and the raging Delta virus, foreign students may hesitate to make the international trip to their studydestination. On one hand, many international students are gearing up to board their flights to the US for the new academic semester in the Fall of 2021, on the other hand many are apprehensive of the impact of the Covid-19 viruson their future in the US.

Low-cost insurance plans for foreign students

Among important decisions that have to be made when traveling abroad as an international student, are the required finances to meet tuition and living expenses, choices between online and in-person classes and adherence to the rules regarding the travel bans. However, a straight-forward decision to make is that of protecting yourself with student health insurance.

The Covid-19 virus has posed several unforeseen situations and protecting oneself is the obvious choice. This is especially true if you are studying in the US where the medical costs are very high. In such circumstances, having student medical insurance is imperative.

International students getting Covid -19 Vaccine in the US

Buy Student Insurance From The University Or Private Providers - That Is The Question

International students have the choice of either buying medical insurance from their universities or from the health insurance market place. International students have certain advantages in buying Covid student insurance plans from private providers

ACA vs. Insurance available from the Marketplace

  • The coverage provided by private providers like VisitorsCoverage offer a whole gamut of coverage options that give students a 360* protection, not only from Covid-19 virus but also other unforeseen health risks.
  • The Covid insurance for international students might end up being more affordable than those provided by the universities in the U.S.
  • The health insurance plans for students provided by the private market place usually provides better coverage, flexible premium options and affordable deductibles.
  • If you purchase a plan from a private provider, your college or university may even ask you to show proof of medical travel insurance at the time of your enrollment to deduct the health insurance premium from the cost of tuition. This is more savings in your pocket.
  • These plans are cancelable or extendable.
  • With certain options, students may have the flexibility of choosing preferred doctors or medical facilities

Do OPT students require medical insurance?

Best Covid Insurance Plans For International Students

Student Secure Elite

Best Features

  • Eligibility: Full-time students or scholars at an educational institution outside of their home country
  • Covers COVID-19 like any other eligible new illness
  • $5,000,000 medical maximum

Student Health Advantage - Platinum

Best Features

  • Eligibility: International students, teachers and their families involved in a long-term educational program in theU.S. or internationally
  • Covers COVID-19 like any other eligible new illness
  • In-network medical maximum: $1,000,000

Student Health Advantage - Standard

Best Features

  • Eligibility: International students, teachers and their families involved in a long-term educational program in theU.S. or internationally
  • Meets J-1 Visa Requirements
  • Covers COVID-19 like any other eligible new illness
  • In-network medical maximum: $500,000

Student Secure - Budget

Best Features

  • Eligibility: Full-time students or scholars at an educational institution outside of their home country
  • Covers COVID-19 like any other eligible new illness
  • $500,000 medical maximum

Student Secure Select

Best Features

  • Eligibility: Full-time students or scholars at an educational institution outside of their home country
  • Covers COVID-19 like any other eligible new illness
  • $600,000 medical maximum

Student Secure Smart

Best Features

  • Eligibility: Full-time students or scholars at an educational institution outside of their home country
  • Covers COVID-19 like any other eligible new illness
  • $200,000 medical maximum

During such unprecedented times, it is important to check all the boxes and cross all the Ts. Covid 1-9 insurance for an international student has as important today as ensuring that he has the finances to cover his tuitions. Make it a priority when planning to study in the US and protect yourself from both the virus as well as the exorbitant medical costs.