Top 4 Visitors Insurance Plans for Visiting USA

The most common question asked by Path2USA users is, 'Which are the top visitors' insurance plans for the USA?' At the outset, we understand that it is overwhelming for users to pick a visitor's insurance from among so many different insurance plans. There are so many questions in the user's mind before making their selection - Does it cover the requirements needed? Is it affordable? Are these plans age-specific?
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If there is one thing every seasoned traveler knows, it is to plan for the unexpected. What if you sustain an injury or fall ill while traveling abroad? What if you had to cancel the trip at the last minute? Having visitor insurance not only gives you peace of mind, but also lets you enjoy your trip with your focus on enjoyment rather than worry. Stress-free travel means ensuring someone has your back in unanticipated situations. This could be in the form of unpredictable illnesses, injuries or simply, change in travel plans. By choosing an optimum travel plan, you can be sure that these are taken care of right off the bat.

Based on expert advice from licensed visitor’s insurance consultants, we have compiled a list of the top 4 visitor’s insurance plans for USA so that you do not have to spend your time doing the research.

Top 4 Visitors Insurance Plans for USA


CoverAmerica – Gold

Comprehensive Coverage Plan

Ranked as one of the most popular travel medical insurances that provides 100% coverage after deductible, CoverAmerica – Gold has a multitude of favorable features that makes it the best visitors insurance for parents visiting the USA. It is also a comprehensive insurance plan that treats Covid-19 as any other illness and provides coverage for a one-time Public Health Emergency COVID-19 screening test and treatment for the virus if contracted after the policy effective date. Other outstanding features include unique coverage like that of the loss of a passport, international missed flights connections, and border entry protection if the policyholder is denied entry into the United States. CoverAmerica Gold has the added advantage of having coverage up to the policy maximum should there be an acute onset of pre-existing conditions for those under the age of 70. This also leads up to the next major bonus of having an urgent care consultation copay of just $15.

Plan Highlights

  • Rated “A-” Plan
  • 100% coverage in network after deductible
  • Comprehensive coverage for treatment and services related to Covid-19 if contracted after the policy effective date
  • No cancellation fee
  • No extension fee
  • Urgent care copay $15
  • Coverage for emergency dental treatment, emergency eye exams & flu shots
  • Acute onset of pre-existing conditions coverage up to policy maximum for those 69 and under, and up to $30,000 for ages 70-79
  • Provides Amusement Park Coverage | Cruise Coverage | Border Entry Protection


Patriot America Plus

Comprehensive Coverage Plan

Patriot America Plus covers 100% of eligible medical conditions within the PPO network in the U.S and internationally. If you are looking to have insurance coverage within a PPO network and also want a comprehensive visitor visa plan, the Patriot America Plus which covers a time frame anywhere between 5 days to 365 days of your travel is your answer to the most suitable travel medical insurance.

Plan Highlights

  • Rated “A-” Plan
  • 100% Coverage In Network after the deductible
  • PPO Network
  • Renewable and Cancellable
  • Coverage during international travel
  • Up to the policy maximum for acute onset of pre-existing conditions coverage for those under the age of 70


Atlas America

Comprehensive Coverage Plan

Atlas America covers a policyholder up to 100% for eligible medical conditions both in and out of the PPO network. This takes the worry out of evaluating the medical provider based costs for treatment and services. Atlas America can be cancelled even after the policy has become effective as long as no claims have been filed. This gives the buyer a lot of flexibility as seen in the details below

Plan Highlights

  • Rated “A” Plan
  • 100% Coverage In or Out of the Network/li>
  • PPO Network
  • Renewable and Cancellable
  • Quarantine benefit ($50/day 10-day max)
  • Coverage during international travel
  • Acute onset of pre-existing conditions coverage up to medical maximum of for those 69 and under, and up to $100,000 for ages 70-79



Limited Coverage Plan

For a basic travel medical insurance that allows you to visit any doctor or hospital, ChoiceAmerica is your best option. It is low cost and has a pre-defined limit for each medical service and treatment received for eligible medical conditions. Although this plan is not available to US citizens or residents, it does cover amusement parks and cruises in North America.

Plan Highlights

  • Plan pays fixed amount per incident up to policy maximum
  • Basic coverage, low cost, less benefits
  • Coverage for Covid-19 treatment and Flu Shots
  • Renewable and Cancellable
  • Optional pre-existing condition coverage
  • Urgent Care/Walk-in Clinics
  • Coverage for border entry denial
  • Coverage for adventure sports and amusement park injuries
  • Coverage for loss of passport and essential travel documents


The information represented on this page is provided by VisitorsCoverage Inc., a US-based licensed insurance service provider.

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