For green card holders and new immigrants to the U.S., there are many unique circumstances that can directly impact their eligibility for domestic health insurance, making it difficult to find adequate health insurance coverage upon entering the country and awaiting enrollment. Visitors insurance can be a great solution for new immigrants entering the U.S. for the first time, or green card holders who are living outside of the U.S. but planning to visit for a short period of time.
Health Insurance for Green Card Holders Eligibility
Green Card Holders Living Permanently in the U.S.
Under the Affordable Care Act, you are required to have some form of health insurance if you are a green card holder living permanently in the U.S. If you have missed the enrollment period for domestic health insurance however, you may purchase a short-term health insurance plan as a supplement until you are eligible to enroll.
Green Card Holders Who Frequently Travel Between the U.S. and Their Home Country
In this situation, you will need to purchase a visitors insurance plan that meets the criteria for green card holders shuttling back and forth between the U.S. and home country, as the Affordable Care Act requirements may not apply if you spend more than 330 days per year outside of the U.S.
Keep in mind, most medical insurance plans are for green card holders who still maintain residency in another country. This is applicable only to those who are visiting the US for a short period.
New Immigrants Who Just Obtained Their Green Card Upon Their Recent Arrival
In this situation, you can consider new immigrant insurance or short-term health insurance to provide you with temporary coverage as you settle down and await eligibility for domestic health insurance. Again, if you decide to live here, you will be eligible for these medical insurance plans only if you still hold a residency in the other country. If you decide to apply and stay in the USA as your primary home country, you will be ineligible for these insurance plans.
New Immigrant and Green Card Health Insurance
Whether you are a green card holder who lives permanently in the U.S., a green card holder who frequently travels between your home country and the U.S., or a new immigrant who just obtained your green card upon recently arriving to the U.S., having medical protection is a high priority in not only protecting your health and well-being, but your finances as well. Here are some plans we recommended specifically for green card holders and new immigrants in the United States.
Patriot America Plus
Comprehensive Coverage Plan
Plan Highlights
- Rated “A” Plan
- 100% Coverage In Network
- This plan covers Covid-19 like any other illness
- PPO Network
- Renewable and Cancellable
- Coverage during international travel
- Up to $500,000 coverage for acute onset of pre-existing conditions
Patriot America Lite
Comprehensive Coverage Plan
Plan Highlights
- After deductible, the plan pays 100% up to the policy maximum
- Coverage during international travel
- Coverage from 5 to 364 days
- Renewable and Cancellable
- Emergency medical evacuations Up to $1,000,000
There are a multitude of options for those with green cards who are just arriving in the United States or new immigrants upon arrival. To view more of your options, check out VisitorsCoverage and purchase your temporary health insurance plan online today!
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Disclaimer
The information represented on this page is provided by VisitorsCoverage Inc., a US-based licensed insurance service provider.
