Low-cost insurance plans for foreign students
Among important decisions that have to be made when traveling abroad as an international student, are the required finances to meet tuition and living expenses, choices between online and in-person classes and adherence to the rules regarding the travel bans. However, a straight-forward decision to make is that of protecting yourself with student health insurance.
The Covid-19 virus has posed several unforeseen situations and protecting oneself is the obvious choice. This is especially true if you are studying in the US where the medical costs are very high. In such circumstances, having student medical insurance is imperative.
International students getting Covid -19 Vaccine in the US
Buy Student Insurance From The University Or Private Providers – That Is The Question
International students have the choice of either buying medical insurance from their universities or from the health insurance marketplace. International students have certain advantages in buying Covid student insurance plans from private providers –
ACA vs. Insurance available from the Marketplace
- The coverage provided by private providers like VisitorsCoverage offer a whole gamut of coverage options that give students a 360* protection, not only from Covid-19 virus but also other unforeseen health risks.
- The Covid insurance for international students might end up being more affordable than those provided by the universities in the U.S.
- The health insurance plans for students provided by the private market place usually provides better coverage, flexible premium options and affordable deductibles.
- If you purchase a plan from a private provider, your college or university may even ask you to show proof of medical travel insurance at the time of your enrollment to deduct the health insurance premium from the cost of tuition. This is more savings in your pocket.
- These plans are cancelable or extendable.
- With certain options, students may have the flexibility of choosing preferred doctors or medical facilities
Do OPT students require medical insurance?
Best Covid Insurance Plans For International Students
Best Features
- Eligibility: Full-time students or scholars at an educational institution outside of their home country
- Covers COVID-19 like any other eligible new illness
- $5,000,000 medical maximum
Student Health Advantage – Platinum
Best Features
- Eligibility: International students, teachers and their families involved in a long-term educational program in the U.S. or internationally
- Covers COVID-19 like any other eligible new illness
- In-network medical maximum: $1,000,000
Student Health Advantage – Standard
Best Features
- Eligibility: International students, teachers and their families involved in a long-term educational program in the U.S. or internationally
- Meets J-1 Visa Requirements
- Covers COVID-19 like any other eligible new illness
- In-network medical maximum: $500,000
Best Features
- Eligibility: Full-time students or scholars at an educational institution outside of their home country
- Covers COVID-19 like any other eligible new illness
- $500,000 medical maximum
Best Features
- Eligibility: Full-time students or scholars at an educational institution outside of their home country
- Covers COVID-19 like any other eligible new illness
- $600,000 medical maximum
Best Features
- Eligibility: Full-time students or scholars at an educational institution outside of their home country
- Covers COVID-19 like any other eligible new illness
- $200,000 medical maximum
During such unprecedented times, it is important to check all the boxes and cross all the Ts. Covid 1-9 insurance for an international student has as important today as ensuring that he has the finances to cover his tuitions. Make it a priority when planning to study in the US and protect yourself from both the virus as well as the exorbitant medical costs.
