The groundbreaking plan, called CoverAmerica Gold, is ideal for international travelers, especially parents visiting the US and senior travelers. The only plan of its kind, CoverAmerica Gold offers international travelers all the coverage features they need in one single plan.
Related Article: 10 Reasons CoverAmerica Gold is the Best Visitors Insurance Plan for the USA
CoverAmerica Gold is a comprehensive coverage plan that offers a wide variety of unique coverage options, from $15 urgent care consultations to acute onset of pre-existing conditions coverage. In addition to providing coverage for trips to the US, CoverAmerica Gold also provides coverage for trips to Canada, Mexico, Latin America, Bahamas and South America.
VisitorsCoverage is constantly working toward the betterment of the industry. With the creation of this exclusive travel insurance option, they have again proved to be a leader in the industry.
Covid-19 Coverage
The CoverAmerica Gold insurance plan is the world’s most comprehensive visitors insurance plan that covers Covid-19 like any other illness. From a Public Health Emergency Screening benefit to repatriation, the CoverAmerica Gold policy covers all Covid-related medical expenses, if the policy was purchased before contracting the virus. An added benefit is that CoverAmerica Gold actually provides a quarantine indemnity benefit as well.
Guide: How To Choose A Covid-19 Travel Insurance Plan
The Plan Pays 100% in Network After the Deductible is Satisfied
CoverAmerica Gold pays 100%, up to the policy maximum, within the network after the deductible is met for doctor visits, hospital stays, surgical treatment, lab work, x-rays and physical therapy. Outside of the PPO network, 80% of the first $5,000 is covered, then 100% is covered thereafter, up to the policy maximum.
Acute Onset of Pre-existing Conditions is Covered
For travelers up to age 69, the plan can provide acute onset of pre-existing conditions coverage up to the policy maximum. For travelers 70-79, the plan pays up to $30,000 in acute onset of pre-existing conditions coverage. Cardiac and stroke coverage can vary from $30,000 to $36,000.
$150 Towards A Public Health Emergency Screening
If the insured beneficiary has bought a Cover America Gold policy for a minimum of 30 days, he can be eligible for a free initial health screening for a Public Health Emergency. This will be applicable despite the travel warnings put in place for the destination countries
Preferred Rates For Returning Customers
Returning customers enjoy a preferred rate that is approximately 5% lower than the original. The lower rate also applies to policyholders purchasing a new plan, renewals and extensions as long as the original CoverAmerica-Gold policy was purchased on or after April 1, 2020 and administered by IMG. The policyholders first and last name must match what was inputted in the original policy.
Affordable Urgent Care Consultations
The co-pay for an urgent care consultation is only $15. For other urgent care services within the network, the plan will pay 100% after the deductible is met.
Coverage for Emergency Dental Treatment & Eye Exams is Available
The plan will pay up to $250 for acute, spontaneous and unexpected dental treatment related to an accident. Up to 80% is covered for an emergency eye exam. The emergency eye exam is subject the deductible and coinsurance to cover treatment at a hospital due to an accident related to the eye.
Plan Covers Missed Connection, Travel Delays and Loss of Passport or Travel Documents
In addition to providing 24/7 travel assistance services, CoverAmerica Gold also provides up to $400 for an international missed connection. The plan covers up to $200 for loss of passport or travel documents and up to $1000 for loss of checked baggage.
Provides Border Entry Protection if Traveler is Denied Entry
The plan provides up to $550 for a flight or carrier change fee if the insured, traveling to the US on a valid B2 visa, is denied entrance at the border.
Other important features of the plan include coverage for leisure sports and theme park activities, natural disaster and terrorism coverage, and return of mortal remains and political evacuation coverage.
Also: CoverAmerica Gold is one of the 3 Top Visitors Insurance Plans With Covid-19 Benefits
Cancellable and Renewable at No Extra Fee
While most other plans charge a fee ranging from $20-$55 for any legitimate cancellations and or renewals, CoverAmerica Gold can be extended, renewed or canceled at no cost to you. The $0 fee to you for any change in your plans towards a travel insurance plans provides great peace of mind and reliability on CoverAmerica Gold for all international travelers.
No other insurance policy on the market is able to offer comprehensive coverage coupled with the above listed features, making CoverAmerica Gold truly a unique plan. Visitors to the US can focus on enjoying their stay and relatives visiting family can focus on making memories with peace of mind knowing they are covered with CoverAmerica Gold .
To learn more about the plan and get a free quote go to CoverAmerica Insurance.
