Many immigrants from India who live and work in the US want to share their success and experiences with their family overseas, especially their parents. Some parents choose to come stay for an extended period on a visitors visa, while others come for a shorter stay. Regardless of how long they stay and what their plans are while they are in the US, it is important to have visitors insurance for them to have the best possible experience.

Medical costs in the United States are significantly higher than in other countries, so even a simple doctor visit without insurance could become a financial burden on you and your parents. Give yourself peace of mind knowing that your parents are covered for the unexpected.

Purchasing travel medical insurance for parents has never been easier or more accessible. With no medical exam required and limited paperwork, you can complete everything online and give your parents the joy of a carefree stay in the USA.

As parents age, they are more prone to health-related risks, so finding a comprehensive travel medical insurance plan with acute onset of pre-existing conditions coverage is highly recommended.

The 5 best plans for parents visiting the USA from India are as follows:

CoverAmerica - Gold

This comprehensive coverage plan has an extensive PPO network and provides 100% coverage in network after the deductible is satisfied. Ideal for visitors to the USA, this plan includes emergency dental treatment, eye exams, $30 urgent care visits and offers up to $125,000 in coverage for acute onset of pre-existing conditions for travelers under 70 and up to $30,000 for travelers age 70-79.

Patriot America Plus

International Medical Group’s Patriot America Plus policy is a comprehensive coverage plan that has a PPO network. Ideal for visitors to the USA, this plan is renewable, cancelable and offers up to $500,000 in coverage for acute onset of pre-existing conditions.

Liaison Continent A

This plan from Seven Corners is best for international travelers under 65 years old and offers $25,000 in acute onset of pre-existing conditions coverage. The plan offers coverage from 5 to 187 days but is also renewable and cancelable.


A limited coverage plan offered by IMG, ChoiceAmerica costs less compared to other plans, but has limited pre-existing conditions coverage. This plan provides basic coverage and covers certain treatments and procedures up to a specified amount.

Choosing the best visitors insurance for your parents depends on each family’s specific needs, so be sure to read your policy brochure carefully so you know exactly what is and is not covered.

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Disclaimer: The information represented on this page is provided by VisitorsCoverage Inc., a US-based licensed insurance service provider.