A comprehensive plan, Atlas America is the best option for travelers under the age of 80 who might have pre-existing conditions. It not only covers acute onset of pre-existing conditions but also takes the worry out of evaluating the medical provider based on costs attached. This policy covers the PPO network as well as protects the policy holder out-of-network as it pays the Usual, Reasonable and Customary amounts prevalent in that region.
Eligibility
Atlas America insurance is a visitor insurance plan that provides medical coverage and emergency services to Non-US citizens travelling outside their home country, including the USA. It is neither available to individuals who are physically located in Canada or Australia at the time of purchase nor to the following Destination Countries: Cuba (CUB), Iran (IRN) & North Korea (PRK). This policy holder has access to 24-hr emergency assistance.
Plan Highlights
Both renewable and cancelable, Atlas America is an A rated plan that provides 100% coverage. It can be cancelled even after the policy has become effective as long as no claims have been filed. This gives the buyer a lot of flexibility and becomes a popular choice among insurance plans. One of the bigger highlights is that the policy provides coverage during international travel. Atlas America provides coverage for acute onset of pre-existing conditions and after meeting deductible pays for hospital ICU and hospital room thereafter, and all surgical and physical therapy, if required.
How Does the Coverage Work Within the PPO Network?
After the deductible is met, for all covered services, both within and outside the USA, the plan pays 100% up to policy maximum.
Disclaimer
Atlas America is suitable for most travelers/non-US citizens traveling to the US. To learn specific details regarding eligibility and limitations, speak with a travel insurance consultant at VisitorsCoverage.
