The INF Elite Plus plan is a popular comprehensive travel medical insurance plan for visitors to the United States from abroad that covers pre-existing medical conditions. This insurance plan is an excellent option for visitors to the United States who need good health coverage while overseas and who have or may have a pre-existing condition, such as an elderly traveler or parent.
The pre-existing condition could be either diagnosed or undiagnosed and existed in the policyholder prior to when the insurance plan was purchased. The INF Elite Plus plan has been designed to cover some pre-existing conditions but it can also cover new conditions that may occur during the policy period.
Let’s take a deeper dive into the INF Elite Plus travel medical insurance plan and what it has to offer.
What is a Pre-Existing Condition?
A pre-existing condition refers to a medical condition, whether previously identified or not, that the policyholder had before obtaining and initiating their insurance plan. Asthma, diabetes, and heart conditions are a few instances of pre-existing medical conditions, among others.
INF Elite Plus Review – Travel Medical Insurance
The INF Elite Plus insurance plan is often recommended to travelers to the United States who have pre-existing medical conditions. It is a comprehensive plan that offers great health coverage including doctors appointments, specialist care, and hospital stays.
Plan Highlights
- Comprehensive coverage
- Plan is available for those up to 99 yrs of age
- Available for visitors to U.S, Canada, or Mexico
- Up to 80% or 90% coverage
- United Healthcare PPO
- Renewable
INF Elite Plus Plan Best Features
The best features of the INF Elite Plus travel medical insurance plan include:
- Coverage for worsening of pre-existing conditions
- Option to choose pre-existing condition coverage limits
- Covers certain wellness care such as: vaccines, blood routine work and full body check up
- Priority Pass Eligibility
- Emergency Medical Evacuation
- Emergency Dental Coverage
- 24-hour emergency assistance
The standout benefit of this plan is its inclusion of the coverage of worsening pre-existing conditions, unlike the majority of comparable visitor insurance plans. This is important for those who have health conditions which may require care while abroad in the event that their condition unexpectedly worsens.
INF Elite Plus Plan Limitations
Here are some of the limitations to consider for this plan:
- No refund available after policy start date
- $15 application fee
- No cancellations after the policy effective date
- Purchases after arrival will be reviewed for approval with submission of appropriate documentations (application for coverage not guaranteed)
INF Elite Plus Insurance Plan Expert Opinion
Traveling overseas as an elderly person or as someone who has pre-existing conditions can definitely bring some uncertainty, especially with the limited options available for travel medical insurance plans that will cover care for your pre-existing condition. With the INF Elite Plus insurance plan, those with health conditions can travel with peace of mind knowing that the worsening of their pre-existing conditions will be covered while in the United States.
This plan is especially popular for parents visiting the USA from India due to its excellent benefits and coverage options. It can cover doctors appointments, specialist care, hospital stays, urgent care visits, lab procedures, and more. With the addition of certain wellness visit coverages such as check-ups, INF Elite Plus is the ideal choice for the elderly visiting the U.S. from overseas.
For more detailed information on this plan, please review the INF Elite Plus description of benefits for ages 0 to 69 or ages 70 to 99.
INF Elite Plus
Comprehensive Coverage Plan
Plan Highlights
- Coverage for worsening of pre-existing conditions
- Rated “A” plan
- Up to 80% or 90% coverage
- United Healthcare PPO
- Renewable
- Available for those up to 99 yrs of age
- Covers certain wellness care such as: vaccines, blood routine work and full body check-up
INF Elite Plus Claims Process: How To File A Claim
Filing a claim for an INF Elite Plus insurance plan is quick and easy. Doing the relevant paperwork and sending it in a timely manner (usually within 90 days from the date of medical service received) always ensures a smooth process.
The following simple steps are to be followed to file a claim:
Download Claims Form
Attach the Following Documents:
- Completed claims form
- Copy of the insured passport
- Copies of all medical receipts
- Copies of all bills and itemized services
- Cover letter with brief information about the insured, their illness and their treatment
Payments
Once the completed claims form is received by the insurance company, INF Visitor Insurance they will evaluate all documents, the claims department verifies the information to make the appropriate payment as determined by your insurance policy.
Contact Information
You can contact INF via
- Mail: Administrative Concepts, Inc. (ACI) 994 Old Eagle School Rd., Suite 1005, Wayne, PA 19087-1706
- Call: Toll Free: 888-293-9229 (from inside the U.S.)
- Email: [email protected]
INF Elite Plus Customer Reviews
- AM Best Rating: A (Excellent)
- Excellent customer feedback and reviews
- Policy maximum is per incident
- Renewable online
- Best suited for: Travelers visiting the USA with pre-existing conditions
Ready to Purchase INF Elite Plus?
Applying for this plan is quick and easy!
For further assistance on choosing the travel medical insurance that is right for you or your family, contact a licensed travel insurance agent and consultant who will help you find a suitable travel insurance policy for you.
