Complete Review of INF Premier Insurance for Pre-Existing Conditions

The INF Premier plan is a limited travel medical insurance plan that covers pre-fixed defined amounts for worsening of pre-existing medical conditions. This could be either diagnosed or undiagnosed and existed in the policyholder prior to when the insurance plan was purchased. The INF Premier plan covers for some pre-existing conditions but it can also cover new conditions that may occur during the policy period.

If you are a non-U.S. resident traveling to the U.S., Mexico, or Canada and have pre-existing health conditions, INF Premier is a fitting choice for you. INF Premier is one of INF’s flagship travel medical insurance plans which is ideal for older travelers or those who currently have medical conditions which may require care while abroad.

Let’s take a deeper dive into the INF Premier travel medical insurance plan and what it has to offer.

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INF Premier Review – Travel Medical Insurance

The INF Premier travel medical insurance plan offers limited coverage to people of all ages traveling to the United States, Canada, or Mexico. It is one of the most cost-effective plans that offer coverage for the worsening of pre-existing conditions.

Plan Highlights

• Limited coverage, including pre-existing conditions
• Plan is available for those up to 99 yrs of age
• Available for visitors to U.S., Canada, or Mexico
• United Healthcare PPO
• Priority Pass Eligibility

INF Premier Plan Best Features

The best features of the INF Premier travel medical insurance plan include:

• Coverage for worsening of pre-existing conditions
• Option to choose pre-existing condition coverage limits
• Emergency Medical Evacuation 
• Emergency Dental Coverage
• 24-hour emergency assistance

The most notable feature of the INF Premier plan is that it provides coverage for pre-existing conditions as defined in the plan, as per policy limitations, exclusions and maximums, with no benefit waiting period.

INF Premier Limitations

Here are some of the limitations to consider for this plan:

• Plan pays pre-fixed amounts for each eligible treatment and service 
• $15 application fee
• No cancellations after the policy effective date
• Purchases after arrival will be reviewed for approval with submission of appropriate documentations (application for coverage not guaranteed)

INF Premier Expert Opinion

With the availability of INF Premier, those traveling to the U.S, Mexico, or Canada and looking for a more cost-efficient plan that has coverage for pre-existing medical conditions can travel with peace of mind. The INF Premier plan is a good option for basic health insurance coverage with limited coverage for worsening of pre-existing conditions.

The plan provides coverage for doctors appointments, specialist care, and hospital stays. It can  also cover urgent care visits and lab procedures, arising from pre-existing conditions up to the eligible maximum. Those visiting traveling with the INF Premier plan can do so stress free.

For more detailed information on this plan, please review the INF Premier description of benefits for ages 0 to 69 or ages 70 to 99.

INF Premier Claims Process: How To File A Claim

Filing a claim for an INF Premier insurance plan is quick and easy. Doing the relevant paperwork and sending it in a timely manner (usually within 90 days from the date of medical service received) always ensures a smooth process.

The following simple steps are to be followed to file a claim:

Download Claims Form

• INF Premier Claims Form

Attach the Following Documents

• Completed claims form
• Copy of the insured passport
• Copies of all medical receipts
• Copies of all bills and itemized services
• Cover letter with brief information about the insured, their illness and their treatment

Payments

Once the completed claims form is received by the insurance company, INF Visitor Insurance they will evaluate all documents, the claims department verifies the information to make the appropriate payment as determined by your insurance policy.

Contact Information

You can contact INF via:

• Mail: Administrative Concepts, Inc. (ACI) 994 Old Eagle School Rd., Suite 1005, Wayne, PA 19087-1706
• Call: Toll Free: 408-222-1110 (from inside the U.S.)
• Email: [email protected]

INF Premier Customer Reviews

• AM Best Rating: A (Excellent)
• Excellent customer feedback and reviews
• Policy maximum is per incident
• Renewable online
• Best suited for: Travelers visiting the USA looking for a cost-efficient plan with coverage for pre-existing conditions

For further assistance on choosing the travel medical insurance that is right for you or your family, contact a licensed travel insurance agent and consultant for more detailed information.