When traveling to the United States from your home country, it’s important to consider your health and well-being while also keeping in mind the extremely high cost of medical care in the U.S. That is why securing a visitors insurance coverage plan before you embark is the key to protecting yourself and your family in the event of an unexpected medical event.
In most cases, an insurance plan that covers you in your home country will not provide coverage while traveling abroad. This puts you at risk of potentially paying thousands of dollars out of pocket if you require medical care while in the United States. A visitors insurance plan, such as Visitors Care, can ensure that you’ll be covered while abroad.
Visitors Care Insurance Plan – Is It Worth Buying?
Visitors Care is a limited visitors insurance plan for non-U.S. residents who are traveling to the United States. It offers a variety of coverage options varying in deductibles and maximum coverage limits so you can choose the right plan while keeping both your needs and budget in mind.
It is a fixed benefit plan with benefits including out-patient treatment, in-patient treatment, ambulance expenses, emergency medical evacuation, and more. It is available for visits for a duration of 5 days up to 365 days and is best suited for international travelers who are in need of a basic international insurance plan.
Key Highlights of Visitors Care Insurance
- Low cost visitors insurance plan and offers options with affordable premiums
- Great plan for basic medical coverage for international travelers to the U.S.
- Pays a pre-defined fixed limit per treatment and services
- After the deductible is satisfied within the First Health PPO network, the insurance company will pay up to the stated amount in the policy document for each covered treatment or service
- Emergency medical evacuation and common carrier accidental death and dismemberment coverage included
- Coverage for COVID-19 like any other eligible medical condition if contracted after policy effective date
Visitors Care
Limited Coverage Plan
Visitors Care is a limited coverage insurance plan for non-U.S. residents traveling to the United States from 5 days up to 365 days. It offers basic medical coverage with affordable premium options based on deductible and maximum coverage limits. This plan is a fixed dollar based limited coverage plan that pays a pre-defined fixed dollar amount for every service or treatment.
Plan Highlights
- Up to $100,000 policy maximum available for those under the age of 80
- First Health PPO Network
- Low cost and affordable premium
- Per incident coverage
- Emergency medical evacuation and common carrier accidental death and dismemberment coverage
- Acute onset of pre-existing condition coverage
- Coverage for COVID-19
Visitors Care Insurance Claims Process: How To File A Claim
Filing a claim for a Visitors Care insurance plan is both easy and fast. Simply complete the required paperwork and submit it as soon as you can (within 180 days of receiving medical service) to ensure a smooth process.
Follow these simple steps to file your claim:
Download Claims Form or File Online
- Download the IMG Claims Form or complete online via the MyIMG customer portal
Documents/Information to Include in Your Claim
- Insured’s ID
- Copy of passport
- Copies of all receipts, bills, and itemized services
- A cover letter
Payments
After receiving the completed claims form, IMG, the insurance company, will carefully assess all the documents. The claims department verifies the provided information and proceeds to make the necessary payment based on the terms outlined in your selected insurance policy.
Contact Information
You can contact Visitors Care Insurance via:
- Mail: Claims Department,International Medical Group, Inc. Attn: Claims Department P.O. Box 9162,
- Farmington Hills, MI 48333-9162 USA
- Phone: 317-655-4505
- Email: [email protected]
- Online: IMG Global
Visitors Care Customer Reviews
- AM Best Rating: A-
- Excellent customer feedback and reviews
- Limited travel medical coverage at very affordable price
- Per incident coverage
- Acute onset of pre-existing condition coverage
- Renewable and cancellable
- Most suitable for international tourists visiting USA
For more detailed information of the Visitors Care insurance experience, see what the reviews and ratings have to say.
How To Buy VisitorSecure Insurance Plan
Purchase Your Policy Today!
