As an international traveler to the United States, it is important to consider buying a visitors insurance plan to protect you while abroad. Medical costs in the U.S. can be devastating financially, which is why a small investment into coverage before you embark can make all the difference. One US visitors insurance plan that is highly recommended is Visitors Protect, a comprehensive travel medical insurance plan for international visitors to the U.S., Mexico, and Canada.
This policy offers a wide variety of benefits, including coverage of emergency services, medical care, limited pre-existing conditions, COVID-19, and more. Visitors Protect is one of the few visitors insurance plans that covers pre-existing conditions, allowing you to spend more time enjoying your trip rather than stressing about your health care.
Visitors Protect Insurance Plan Review
There are many reasons why the Visitors Protect plan is preferred for health insurance for visitors to USA. Here are some of the reasons why this plan is an ideal option for visitors:
- Limited pre-existing condition coverage
- Coverage for COVID-19 like any other medical condition
- Coverage from 90 days to 12 months
- Coverage for US residents up to age 99 years old traveling to the USA, Mexico, or Canada
- PPO Network
Read: Pre-Existing Medical Conditions for Visitors to the USA
If you and your family are traveling to the United States from abroad, Visitors Protect may be the right plan for you!
Visitors Protect Plan – Best Features
Our expert option on the best features of this plan include:
- Comprehensive insurance plan
- Covers up to 75% of eligible medical costs up the policy maximum after the deductible is satisfied in-network (United Healthcare PPO Network)
- Covers up to 60% of eligible medical costs up the policy maximum after the deductible is satisfied out of network
Worried About Traveling To The US With Pre-Existing Medical Conditions?
Here are some other options for you
Visitors Protect Limitations
As with all insurance plans, there are some limitations to this particular plan. These include:
- Not extendable or renewable
- Maximum 12 months coverage
- Coverage only up to 75% of policy maximum in-network
- Must purchase policy before departing home country if traveling to the US
Our Expert Opinion on Visitors Protect
If you have a pre-existing medical condition and are worried about coverage while traveling out of country, the Visitors Protect insurance plan is an excellent choice. With limited pre-existing condition coverage, you will have a lower policy maximum but will have a pre-existing condition deductible of $1,500 per illness or injury for eligible pre-existing coverage medical expenses. This coverage can provide peace of mind for international travels who are aware of a pre-existing condition that they have.
For more detailed information on this plan, please review the Visitors Protect Insurance Brochure.
Visitors Protect
Comprehensive Coverage Plan
Plan Highlights
- Rated “A” Plan
- Limited pre-existing condition coverage
- Coverage for COVID-19 like any other medical condition
- For international visitors to USA, Mexico, or Canada
- Up to 75% of eligible medical costs up the policy maximum after the deductible is satisfied in-network
- Up to 60% of eligible medical costs up the policy maximum after the deductible is satisfied out of network
Visitors Protect Claims Process: How To File A Claim
Filing a claim for a Visitors Protect insurance plan is quick and easy. Doing the relevant paperwork and sending it in a timely manner (usually within 180 days from the date of medical service received) always ensures a smooth process.
The following simple steps are to be followed to file a claim:
Download Claims Form
Include the Following:
- Completed claims form
- Copy of the insured passport
- Copies of all medical receipts
- Copies of all bills and itemized services
- Cover letter with brief information about the insured, his illness and his treatment
Payments
Once the completed claims form is received by the insurance company, IMG Insurance will evaluate all documents, the claims department verifies the information to make the appropriate payment as determined by your insurance policy.
Contact Information
You can contact Visitors Protect via
- Mail: Claims Department,International Medical Group, Inc. Attn: Claims Department P.O. Box 9162,
- Farmington Hills, MI 48333-9162 USA
- Call: Toll Free: 800-628-4664 or 317-655-4500
- Email: [email protected]
Visitors Protect Customer Reviews
- AM Best Rating: A
- Excellent customer feedback and reviews
- Best suited for international travelers to the USA, Mexico, or Canada with pre-existing medical conditions
How To Buy Visitors Protect Insurance Plan
Purchase Your Policy
Learn more about more medical insurance plans that cover pre-existing medical conditions similar to Visitors Protect – visit Pre-existing Condition Insurance Plans.
You may also contact a licensed travel insurance agent and consultant who will help you find a suitable travel medical insurance policy for you.
