Taking a trip outside of your home country can be an expensive proposition. Adding to that, the overhead expenses of baggage, local transportation and boarding can increase the costs. However, most of these expenses can be trimmed based on personal preferences. However, what cannot be compromised is the need for travel health insurance.
Given the cost of healthcare in the US, having the peace of mind of travel medical insurance coverage is a small investment compared to what you might pay if you seek medical care while in the U.S. without coverage. Luckily, there are many different visitors insurance plans to choose from that offer various benefits, premiums, and deductibles. So, how do you choose an insurance plan that provides maximum coverage but is also affordable for the average traveler?
The answer lies in the preferred US visitors insurance plan – Patriot America Plus!
Why is the Patriot America Plus Insurance Plan Worth Buying?
Read the reviews, ratings and highlights to decide for yourself
Patriot America Plus Review
Excellent customer feedback and positive reviews makes Patriot America Plus one of the most sought after visitor insurance plans. The following features set it aside from others and makes it a popular choice among travel medical insurance plans.
Affordability
Patriot America Plus is among the more affordable travel medical insurance plans available on the market. Depending upon individual situations and duration of stay, Patriot America Plus has affordable premiums.
Vast Network
The wide UnitedHealth Care PPO network covers a huge range of reputed doctors and service providers. The chances of accessing a suitable provider is more likely with a Patriot America Plus insurance plan.
Pre-existing Condition Coverage
The fear and uncertainty of an acute onset of a pre-existing condition may deter many from undertaking a trip abroad. With Patriot America Plus, coverage is available up to the selected policy maximum for policyholders up to the age of 70.
Flexible Coverage
An outstanding feature of Patriot America Plus is that the policy will cover travel dates as long as travel dates are included in the policy before purchase. This ensures you are protected as soon as you begin your journey.
COVID-19 Coverage
An added advantage is Patriot America Plus covers COVID-19 like any other eligible medical condition if the virus was contracted after the policy effective date.
Cancellable
Lastly, if for whatever reason there is a change in travel plans, Patriot America Plus allows the policyholders to cancel the plan within three days of purchase, no questions asked and no cancellation fee charged.
Buying Patriot America Plus gives satisfaction as well as peace of mind knowing that you can enjoy your trip worry-free because Patriot America Plus understands your needs as a traveler outside your home-country.
Patriot America Plus
Comprehensive Coverage Plan
This plan has a 100% coverage within the PPO network up to the policy maximum for covered services in the US and international trips. If you are looking to have insurance coverage within a PPO network and also want a comprehensive visitor visa plan, the Patriot America Plus which covers a time frame anywhere between 5 days to 365 days of your travel is your answer to the most suitable travel medical insurance.
Plan Highlights
- Rated “A-” Plan
- 100% Coverage In Network
- PPO Network
- Renewable and Cancellable
- Coverage during international travel
- Up to the policy maximum coverage for acute onset of pre-existing conditions for those ages 69 and below
Patriot America Plus Insurance Claims Process: How To File A Claim
Filing a claim for an Patriot America Plus insurance plan is straightforward and quick. Doing the relevant paperwork and sending it in a timely manner (usually within 90 days from the date of medical service received) always ensures a smooth process.
The following simple steps are to be followed to file a claim:
Download Claims Form
Attach the Following Documents:
- Completed claims form
- Copy of the insured passport
- Copies of all medical receipts
- Copies of all bills and itemized services
- Cover letter with brief information about the insured, his illness and his treatment
Payments
Once the completed claims form is received by the insurance company – IMG – they will evaluate all documents, and the claims department verifies the information to make the appropriate payment as determined by your chosen insurance policy.
Contact Information
You can contact Patriot America Plus Insurance via
- Mail: Att. Claims Department, International Medical Group P.O. Box 88500 Indianapolis, Indiana 46208-0500
- Call: 800-628-4664 or 317-655-4500
- Email: [email protected]
- Online: Check Status Online
Patriot America Plus Featured Benefits
- AM Best Rating: A (Excellent)
- Excellent customer feedback and reviews
- Acute onset of pre-existing condition coverage available up to selected policy maximum
- Renewable online, cancellable, and refundable
- Deductible must be satisfied only once per policy period
- Best suited for international travelers visiting the USA
For more reviews of the Patriot America Plus insurance experience, read what previous buyers are saying!
How To Buy Patriot America Plus Insurance Plan
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