The INF Elite travel medical insurance plan is one of the few plans that covers pre-existing medical conditions. This could be either diagnosed or undiagnosed and existed in the beneficiary before the insurance plan was bought and activated. A pre-existing medical condition can range from asthma to diabetes to a heart condition. The INF Elite visitor's insurance plan for pre-existing conditions has no waiting period for coverage to begin.

Plan Highlights

  • $0 Co-Pay Telemedicine

  • Emergency Medical Evacuation

  • No Waiting Period for Pre-Ex Coverage

  • Coverage up to age 99 years old

  • First Health PPO network

  • Provides coverage in Mexico & Canada as well

  • Renewable

Guide: How To Choose A Covid-19 Travel Insurance Plan

Noticeable Features

  • It is a comprehensive insurance plan for non-US citizens, US expats and eligible dependents;

  • Has a very large age limit and provides coverage up to 99 years of age;

  • First Health PPO Network

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Travel Insurance For Pre-Existing Conditions


  • Plan pays based on percentage of bill

  • Entire amount of premium should be paid at the time of enrollment

  • Pregnancy is not covered

Related Article: Precautions To Take While Traveling With Pre-Existing Medical Conditions

Expert Opinion

With the availability of INF Elite, having pre-existing medical conditions is no longer a reason not to travel, connect with family abroad or be able to enjoy a peaceful vacation. Particularly for elderly parents visiting the USA, this is an apt plan especially if they are enduring some pre-existing medical conditions.

Applicable to non-US citizens, US expats and all their eligible dependents, INF Elite provides complete coverage for pre-existing conditions. For visitors from India, this plan is very popular.

Also: INF Elite is one of the 3 Top Visitors Insurance Plans With Covid-19 Benefits

The added convenience of this plan lies in its coverage of doctors appointments, specialist care, and hospital stays. This plan also covers urgent care visits and lab procedures, arising from pre-existing conditions up to the eligible maximum. Elderly parents visiting their kids find that INF Elite gives them peace of mind when traveling to the USA

Overall ratings: 4.8

For more detailed information on this plan, please review the INF Elite Brochure.

INF Elite
Comprehensive Coverage Plan

Learn More
Plan Highlights

Rated "A" Plan

Up to 80% Coverage

PPO Network


No State or Country Restrictions

Up to $150K Coverage up to Policy Maximum (Conditions Apply)

INF Elite Claims Process: How To File A Claim

Filing a claim for an INF Elite insurance plan is quick and easy. Doing the relevant paperwork and sending it in a timely manner (usually within 90 days from the date of medical service received) always ensures a smooth process.

The following simple steps are to be followed to file a claim:

Download claims form

Attach the following documents

  • Completed claims form

  • Copy of the insured passport

  • Copies of all medical receipts

  • Copies of all bills and itemized services

  • Cover letter with brief information about the insured, his illness and his treatment


Once the completed claims form is received by the insurance company, INF Visitor Insurance they will evaluate all documents, the claims department verifies the information to make the appropriate payment as determined by your insurance policy.

Contact Information

You can contact INF Elite via

  • Mail: Administrative Concepts, Inc. (ACI) 994 Old Eagle School Rd., Suite 1005, Wayne, PA 19087-1706
  • Call: Toll Free: 888-293-9229 (from inside the U.S.)
  • Email: [email protected]

INF Elite Customer Reviews

  • AM Best Rating:A (Excellent)

  • Excellent customer feedback and reviews

  • Policy maximum is per incident

  • Renewable online

  • Best Suitable for:Travelers visiting the USA with pre-existing conditions.

For more reviews of the INF Elite insurance experience, see what the customers have to say.

How To Buy INF Elite Insurance Plan Purchase Your Policy Buy INF Elite Insurance

Useful Links

Learn more about pre-existing conditions visitor insurance and find plans similar to INF Elite. Visit Best Visitor Insurance

You may also contact a licensed travel insurance agent and consultant who will help you find a suitable travel insurance policy for you.