BMI Travel Assist provides assistance for any non-U.S. resident traveling internationally who may need coverage for medical or travel assistance benefits with no copayment or deductible and 100% payment up to the policy maximum. It provides medical assistance for some pre-existing conditions, COVID-19, and new illnesses or accidents that require medical attention.
BMI Travel Assist is not a travel insurance policy, but a travel assistance membership program that offers 24/7 assistance to ensure members always get the help they need. All medical and travel assistance is arranged by the BMI Travel Assist team – they make all appointments for you, and take care of payments so your care is cashless.
Let’s take a deeper dive into the BMI Travel Assist membership program and what it has to offer.
BMI Travel Assist Membership Program Review
BMI Travel Assist is not a travel medical insurance plan, but is instead a membership program that offers assistance for eligible medical and travel benefits for non-U.S. residents traveling internationally. You can choose which tier to enroll in, and each tier varies in cost. The higher the cost of the plan, the higher the policy maximum. With this structure, you can choose a travel assistance plan that fits your budget and needs.
Plan Highlights
- Medical coverage, including coverage for some pre-existing conditions, physician visits, hospital stays, dental, and vision referrals via the BMI Assistance team
- No copayments or deductibles
- 24/7 responsive claims, emergency travel and medical assistance from any device, any time, any place
BMI Travel Assist Best Features
The best features of the BMI Travel Assist membership program include:
- Cashless payments
- Lost or delayed baggage
- Delayed or canceled flight
- Trip interruption/return due to covered reasons
- Optional expectant mother coverage
A notable feature of the BMI Travel Assist program is the different plan options available according to trip purpose, length of trip, and other add-ons for specific health needs. For example, this travel assistance offers options coverage for certain plans for pre-existing conditions, COVID-19, and pregnancy. There are also options for students, corporate travelers, or those intending on staying overseas for lengthy periods of time. The diverse plan options make it easy for travelers to choose a travel assistance plan that provides aid but also closely aligns with their budget.
BMI Travel Assist Limitations
Here are some of the limitations to consider for this membership program when it comes to medical coverage:
- All benefits and services need to be coordinated with the BMI Travel Assistance team within 24 hours of the incident.
- Not available for U.S residents
- No cancellations after the policy effective date
- $15 application fee
BMI Travel Assist Expert Opinion
BMI Travel Assist is a travel assistance program for non-U.S residents traveling internationally. The travel assistance program offers basic and standard medical and travel assistance benefits.
BMI Travel Assist also offers a cashless billing for medical visits and services if it was coordinated with the Assistance team, which allows those under the program to have peace of mind when visiting a care provider.
BMI Travel Assist Claims Process: How To File A Claim
Filing a claim for the BMI Travel Assist program is quick and easy. Doing the relevant paperwork and sending it in a timely manner always ensures a smooth process.
The following simple steps are to be followed to file a claim:
- Email: [email protected]
Attach the Following Documents
- Completed claims form
- Copy of the insured passport
- Copies of all medical receipts
- Copies of all bills and itemized services
- Cover letter with brief information about the insured, their illness and their treatment
Payments
Once the completed claims form is received by the insurance company, BMI Insurance will evaluate all documents, the claims department verifies the information to make the appropriate payment as determined by your insurance policy.
Contact Information
You can contact INF via:
- Mail: Administrative Concepts, Inc. (ACI) 994 Old Eagle School Rd., Suite 1005, Wayne, PA 19087-1706
- Call: Toll Free: 408-222-1110 (from inside the U.S.)
- Email: [email protected]
BMI Travel Assist Customer Reviews
- AM Best Rating: A- (Excellent)
- Excellent customer feedback and reviews
- Coverage for Medical and Travel Assistance
- Best suited for: Non U.S residents traveling internationally wanting both medical and travel assistance coverage with an optional for coverage for those needing emergency maternity care.
Similar Travel Assistance Plans
Complete Review Of Hop! Travel Assist Membership Program
Complete Review Of Hop! Mindoro Travel Assist Membership Program
For more assistance choosing a travel medical insurance plan that works for you and your needs, contact a licensed travel insurance agent and consultant at VisitorsCoverage today!
