Insurance for Visitors to the USA

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With medical costs so high in the United States, it is crucial to for visitors to not only protect their health and well-being, but also their finances should any mishaps occur during their travels. In general, travel medical insurance plans are often referred to by various names, such as visitor medical insurance, visitors insurance, overseas travel insurance, and travel health insurance. Travel medical insurance provides coverage for any treatment related to an unexpected illness or injury, emergency evacuation, return of mortal remains, and even some trip coverage, like baggage loss and trip interruption protection.

Why Is US Visitors Insurance Important?

Regardless of the condition of you or your family’s health, it is critical that you obtain protection through US visitors insurance to give you overall peace of mind and ensure that you are adequately protected during your travels. When purchasing visitors insurance, travelers may opt for a comprehensive coverage plan or a limited coverage plan which will determine the benefits and available coverage in the event of an emergency. The premium of each plan will depend primarily on the type of coverage, age of the visitor, duration of health coverage, destination, and insurance deductible.

Where to Buy Health Insurance for Visitors to USA

We provide in-depth information about visitor medical insurance and urge you to visit VisitorsCoverage for the best visitor health insurance plans for the US. They have carefully selected only those travel medical insurance plans that provide the best insurance for USA visitors, with the lowest prices and the highest ratings, to ensure that you are able to make proper comparisons and informed decisions. They understand your travel medical insurance needs and specialize in determining what insurance plans are best suitable for you travels, regardless of the country you are traveling from.

Travel Medical Insurance Plans

The following are some suitable travel health insurance plans that we recommend based on your needs:

Budget Plans

CA

ChoiceAmerica

Limited Coverage Plan

  • Plan pays fixed amount per incident up to policy maximum
  • Basic coverage, low cost, less benefits
  • Coverage for Covid-19 treatment and flu shots
  • Renewable and cancellable
  • Limited pre-existing condition coverage includes urgent care/walk-in clinics
  • Coverage for border entry denial
  • Coverage for adventure sports and amusement park injuries
  • Coverage for loss of passport and essential travel documents
VS

VisitorSecure

Limited Coverage Plan

  • Plan pays fixed amount per incident up to policy maximum
  • Basic coverage, low cost, less benefits
  • Coverage from 5 to 364 days
  • Renewable and cancellable
  • Up to $100,000 coverage for acute onset of pre-existing conditions
UVB

Seven Corners Travel Medical USA Visitor Basic

Limited Coverage Plan

  • Plan pays fixed amount per incident up to policy maximum
  • Basic coverage, low cost, less benefits
  • Coverage from 5 to 364 days
  • Renewable and cancellable
  • Up to $130,000 coverage for acute onset of pre-existing conditions

Preferred Comprehensive Plans

PA

Patriot America Plus

Comprehensive Coverage Plan

  • Rated “A” plan
  • 90%-100% coverage
  • PPO network
  • Renewable and cancellable 
  • Coverage during international travel
  • Up to $500,000 coverage for acute onset of pre-existing conditions
STUC

Safe Travels USA Comprehensive

Comprehensive Coverage Plan

  • Rated “A” plan
  • 80%-100% coverage
  • No co-insurance difference in or out of PPO network (100% co-insurance)
  • Renewable and cancellable
  • Coverage during international travel
  • Coverage up to the policy maximum for acute onset of pre-existing conditions for those 69 and below
AA

Atlas America

Comprehensive Coverage Plan

  • Rated “A” plan
  • 80%-100% coverage
  • PPO network
  • Renewable and cancellable
  • Coverage during international travel
  • Acute onset of pre-existing conditions coverage up to $2,000,000 for those 69 and under, and up to $100,000 for ages 70-79

FAQs About US Visitors Insurance

How much is visitors insurance in the US?

The cost of a visitors insurance plan will depend upon a number of factors, including the duration of your stay, policy maximum, age of the insured, and more. Typically, comprehensive insurance plans are more expense than limited coverage plans, but offer much more coverage and benefits. Additionally, benefits such as pre-existing condition coverage may mean that the plan will cost more. However, there are visitors insurance plans available to fit all budgets.

Is visitors health insurance required to obtain a visitor visa to the US?

No, a health insurance plan is not required in order to obtain a visitor visa to the US at this time. However, it is highly recommended as the medical costs in the US are extreme and even one visit to the hospital can equate to thousands of dollars out of pocket without proper coverage.

Can US visitors get insurance?

Yes! Visitors to the US can purchase a temporary health insurance plan that covers their medical costs for the duration of their travels if they happen to experience an accident or unexpected illness while abroad.

Where do I purchase US visitors insurance?

Getting a visitor visa insurance plan is now easier than ever! It can be done online, right in the comfort of your home. Our top recommendation is VisitorsCoverage, which offers a variety of visitor insurance plans to fit the needs of just about everyone.

What is tourist insurance?

Tourist insurance is another term used to describe health insurance that is purchased by a foreigner visiting the U.S. to cover them for medical care during their travels. Tourist insurance is also referred to as visitor insurance, visitor visa insurance, and travel medical insurance.

What’s the average cost of travelers insurance?

The cost of travelers insurance will vary depending upon a number of factors, but is typically around $200 – $400 per trip. While this may seem expensive for some, a smaller upfront investment into medical insurance can save you thousands of dollars if you find yourself needing to seek medical care while abroad.

For more information on the best travel medical insurance plans, compare your options on VisitorsCoverage.

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